Down Payment Dilemna

Down Payment Dilemna

How do you know how much to put down on a home? Most lenders will tell you that 20 percent is the standard, but is that really necessary?

Deciding How Much House You Can Afford

Deciding How Much House You Can Afford

Your lender decides what you can borrow but you decide what you can afford.Lenders are careful, but they make qualification decisions based on averages and formulas. They won’t understand the nuances of your lifestyle and spending patterns quite as well as you do....
Fixer-Upper or Move-In Ready Home?

Fixer-Upper or Move-In Ready Home?

Shows like HGTV’s “Fixer Upper” have popularized the idea of buying and renovating the worst house on the best block. Homes that need major remodeling, however, aren’t for everyone. Sometimes a move-in ready house is a better option. Whether you’re a first-time...
Dealing with Financing

Dealing with Financing

As the events of the last few years in the real estate industry show, people forget about the tremendous financial responsibility of purchasing a home at their peril. Here are a few tips for dealing with the dollar signs so that you can take down that “for sale” sign...
Relocating to the Big City

Relocating to the Big City

Moving from a small town or suburb to a large city can be an intimidating proposition. Here are a few tips to help make your move as painless as possible.Research before you move. It’s important to understand the culture you’re joining. Do research online and find out...